We just got back from the hospital. We had question and answer for a little over an hour and then toured the trauma unit. The question and answer was fascinating- the German health care system is so different than the U.S. German employees and employers pay into a "health fund" that is run by non-profit companies. These non-profit companies then work with the insurance companies to provide coverage. It works really well because although it is government regulated, it is not managed by the government and thus does not have many of the drawbacks of "socialized" health care like poor care, long wait times, etc. The
hospitals and doctors are very competitive because the people have free choice about where to be treated. It is required that everyone has coverage, but if you make above a certain amount you can opt for private coverage. Private coverage affords the same medical benefits as public, but offers better
am entities such as private rooms or shorter wait times. Many people who qualify for the private coverage choose to keep the public coverage. You cannot be turned away for a
pre-existing condition or denied coverage.
I think this is all so interesting. I've always thought that the US health system has some major flaws but wasn't sure what a better option would be. I believe in limited government...I think this system is great and think it could work in America IF people get over the mindset and
propaganda that it is "socialist"....which could be next to impossible. If people studied this system and looked at the statistics (longer life
expectancy, better survival rates, etc), I think it would make an excellent model for U.S.
health care.
Now we have about 20 minutes before we leave for the BMW tour....more later!